Providing an on-line computer database in the field of comparing, locating, describing, rating, and pricing health, life, and final expense insurance coverage, programs, plans, and products and prescription benefit plans; providing decision support tools and information regarding policy rates for health, life, and final expense insurance and prescription benefit plans; electronic processing of health, life, and final expense insurance and prescription benefit plans and payment data over a web-based computer network; providing a secure, web-based service enabling individuals to store and transmit information to assist in selection of health, life, and final expense insurance, coverage, and plans and prescription benefit plans