Administration of employee and employee welfare benefit plans; administrative services relating to referrals for insurance agents; business management of insurance companies; business management of insurance agencies and brokers on an outsourcing basis; promotion of financial and insurance services, on behalf of third parties; the bringing together, for the benefit of others, of a variety of insurance services, enabling consumers to conveniently compare and purchase those services; database management; computerised data processing; data processing verification; business data analysis, none related to or connected with energy commodities including liquid petroleum gas; collection of data, none related to or connected with energy commodities including liquid petroleum gas; management and compilation of computerised databases; compiling of information into computer databases, none related to or connected with energy commodities including liquid petroleum gas; providing business information services on-line from a computer database, website or the internet, none related to or connected with energy commodities including liquid petroleum gas; providing employment information via a global computer network; promoting the goods and services of others by means of a loyalty rewards card scheme; administration of loyalty rewards programs; organisation, operation and supervision of loyalty schemes and incentive schemes; management of customer loyalty, incentive or promotional schemes; organization, operation and supervision of sales and promotional incentive schemes; human resources management; consultancy, advisory and information services in relation to the aforesaid

Financial services, none related to or connected with energy commodities including liquid petroleum gas; insurance services; reinsurance services; financial affairs, none related to or connected with energy commodities including liquid petroleum gas; monetary affairs; providing financial information by means of a computer database, none related to or connected with energy commodities including liquid petroleum gas; insurance and reinsurance services, including insurance underwriting and reinsurance, life insurance, underwriting insurance for prepaid health care and medical insurance, home insurance, motor insurance, building insurance, contents insurance, mortgage payment insurance, critical illness insurance; medical insurance services; insurance services relating to credit cards; financial services provided via the Internet, none related to or connected with energy commodities including liquid petroleum gas; insurance services provided via the Internet; provision of financial information, none related to or connected with energy commodities including liquid petroleum gas; provision of insurance and reinsurance information; provision of financial information online from a computer database, website or the internet, none related to or connected with energy commodities including liquid petroleum gas; provision of insurance and reinsurance information online from a computer database, website or the internet; providing information relating to securities and insurance underwriting; financial services relating to pensions and pension funds; banking services; savings and investment services; mortgage services; loan services; pension services; financial advice and consultancy services, none related to or connected with energy commodities including liquid petroleum gas; stockbroking services; share advice services; fund investment services; fund management services; capital investment services; providing financial lending services for third parties; savings bank services; arranging of insurance; financial management of contributory benefit schemes; issuing tokens, vouchers and cards of value as a reward for customer loyalty; issuing electronic payment cards in connection with bonus and reward schemes; financial services relating to the provision of vouchers for the purchase of goods; issuing gift certificates which may then be redeemed for goods or services; discount card services provided to people for travel; discount card services provided to people for leisure purposes; discount card services provided to people for cultural purposes; consultancy, advisory and information services in relation to the aforesaid

Education; providing of training; education and training services in relation to insurance, financial affairs, monetary affairs, pensions and pension funds, banking, savings and investments, mortgages, loans, stockbroking, share advice, fund investments, fund management, capital investment and lending; education and training services in relation to wellness, meditation, employee rewards and benefits, and employment; arranging, conducting, organising and planning conferences, courses, workshops, lectures and seminars for educational and training purposes; arranging, conducting, organising and planning conferences, courses, workshops, lectures and seminars for educational and training purposes in relation to insurance, financial affairs, monetary affairs, pensions and pension funds, banking, savings and investments, mortgages, loans, stockbroking, share advice, fund investments, fund management, capital investment and lending; arranging, conducting, organising and planning conferences, courses, workshops, lectures and seminars in relation to wellness, meditation, employee rewards and benefits, and employment; personnel training; meditation training; employment training; publication of educational and training material; publication of educational and training material in relation to insurance, financial affairs, monetary affairs, pensions and pension funds, banking, savings and investments, mortgages, loans, stockbroking, share advice, fund investments, fund management, capital investment and lending; publication of educational and training material in relation to wellness, meditation, employee rewards and benefits, and employment; consultancy, advisory and information in relation to any or all of the aforesaid