Financial services; banking services; financial transaction and payment processing services, payment verification services, financial transaction authorization and settlement services; value exchange services, namely, electronic transfer of secure funds over computer networks to facilitate e-commerce; processing financial transactions in a point of sale and online via a computer network or via telecommunication, mobile or wireless devices; payment card services; financial and monetary affairs, including banking; electronic funds transfer, money order and invoice payment services, currency exchange services; surety services; providing financial information and electronic payment data, including via a global computer network