Banking; private banking; banking services in relation to the electronic transfer of funds; computerised banking services; electronic banking; financial banking; information services relating to banking; Internet banking; investment banking; personal banking services; personal financial banking services; financial services; financial exchange services; financial payment services; electronic payment services; collection of fees, payments or tolls (for others); transfer of funds; e-wallet payment services; financial information services; pension and retirement and superannuation plans and funds (terms too vague in the opinion of the International Bureau ? Rule 13 (2) (b) of the Regulations); provision of mortgages; real estate investment; investment advice; investment management of funds; insurance services; monetary affairs; provision of home loans; financing of home loans; real estate financing; real estate advisory services; real estate valuations; provision of information relating to property (real estate); corporate funds management; financial planning; investment management; trusteeship; investment trusteeship; provision of credit rating; real estate affairs; property leasing (real estate property only); property management; financial sponsorship of education, training, entertainment, sporting or cultural activities; financial sponsorship; issuing of tokens of value in relation to incentive schemes; consultancy services relating to finance; consultancy services relating to investment; consultation services relating to real estate; financial advice; share brokerage services; share portfolio management; bank account services; provision of foreign currency; international banking; international fund investment; mortgage broking; securities broking; provision of information relating to stock broking