Computer software; computer software platforms; computer software for encryption; computer software, recorded; computer software applications, downloadable; electronic payment terminals; integrated circuit cards (smart cards); encoded smart cards; magnetically encoded credit cards; interfaces for computers; electronic agendas; electrical and electronic control apparatus and instruments; computer apparatus; Global Positioning System (GPS) apparatus; apparatus for processing, transmitting and storing database information; decorative magnets; magnetically encoded debit cards; USB flash drives; computer hardware; laptop computers; thin client computers; covers for smartphones; covers for tablet computers; electronic numeric displays; animated cartoons; computer hardware and firmware; computer hardware and software for database management; computer hardware and software for providing secure remote access to computer and communication networks; computer hardware for network access servers; computer hardware for telecommunications; computer networking hardware; audio interfaces; card readers for credit cards; downloadable electronic books; operating system programs; computer programs and software; computer programs for user interface design; computer programs for using the Internet and the World Wide Web; computer programs used for electronic cash register systems; computer programs, recorded; Computer programs (downloadable software); electronic publications, downloadable; local area network (LAN) access points; cash registers; memory boards; application software; computer e-commerce software to allow users to perform electronic business transactions via a global computer network; computer communications software to allow customers to access bank account information and transact bank business; graphical user interface software; virtual reality software; software for optical character recognition; scanning software; computer software and telecommunications apparatus, including modems, to enable connection to databases, computer networks and the Internet; computer software for controlling self-service terminals; computer software for controlling and managing access server applications; computer software for application and database integration; tablet computers; mobile telephones; point-of-sale (POS) terminals; interactive touch screen terminals; secure terminals for electronic transactions; encoded magnetic cards; computer software for creation and connectivity to application programming interfaces (APIs) relating to online banking services; computer software regarding banking and financial information, investments and trade, in particular software for the electronic trade and for the administration of financial portfolios; financial analytics software; software for the electronic connection to financial exchanges and financial trade markets