Downloadable computer software for managing the payment of invoices; downloadable computer software applications for financial management; downloadable computer software for accounting systems, namely, for providing secure commercial transactions and payment options; magnetic identifying cards being computer software; downloadable computer programs for financial management, namely, providing secure commercial transactions and payment options; downloadable computer programs for financial reporting, namely, providing secure commercial transactions and payment options; downloadable computer programs for use in processing data relating to financial records; downloadable computer programs relating to financial matters, namely, for providing secure commercial transactions and payment options; electronic financial transaction apparatus, namely, automatic teller machines; machines for executing remote financial transactions, namely, automatic teller machines; automatic bank tellers machines; multifunction encoded cards for financial services, namely, magnetically encoded credit cards; multifunction magnetic cards for financial services, namely, magnetically encoded credit cards; magnetically encoded credit cards; credit cards, magnetically encoded; credit cards with a magnetic strip, namely, magnetically encoded credit cards; magnetically encoded debit cards; debit cards, magnetically encoded; payment cards being magnetically encoded, namely, credit cards; downloadable application software for providing secure commercial transactions and payment options; machine readable magnetically encoded value cards being debit cards for financial purposes; magnetically encoded value cards being credit cards for financial purposes; magnetically encoded cards, namely, credit cards; magnetically encoded cards for carrying data, namely, debit cards

Conducting of financial transactions, namely, clearing and reconciling financial transactions via global computer network; financial and credit consultation services; financial exchange services; financial intermediary services, namely, facilitating the channelling of funds between lenders and borrowers by connecting those with a financial with those having financial deficit; financial payment processing services, namely, credit card and debit card processing services; financial transaction services, namely, clearing and reconciling financial transactions via global computer network; organising financial collections, namely, financial asset management; trade credit services, namely, financing services and lines of credit for business customers; computerised banking services; computerised financial services, namely, online financial planning services; computerised transfer of funds; agencies for the exchange of financial operations, namely, financial exchange; credit card authorisation services; conducting financial feasibility studies; collection of fees, payments and tolls; card accessed banking services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; banking services in relation to the electronic transfer of funds

Electronic data transmission services; providing access to computer networks; providing online communication links which transfer the user to other local and global web pages; transmission of data by electronic means; communication services over computer networks; digital network telecommunications services; electronic data transmission

Computer software advisory services; software as a service (saas) services featuring software for providing secure commercial transactions and payment options; application service provider featuring software for providing secure commercial transactions and payment options; hosting computer web sites; creating and designing website-based indexes of information for others; electronic monitoring of monetary and financial transaction to detect fraud via the internet; user authentication services using single sign-on technology for online software applications; user authentication services using technology for e-commerce transactions; digital signature verification services using technology to authenticate user identity