Automatic vending machines

Computer hardware and downloadable software for facilitating payment transactions by electronic means sold as a unit; computer hardware and downloadable software for encryption, creating encryption keys, digital certificates, digital signatures, and for secure data storage and retrieval and transmission of confidential customer information for use by individuals, banking and financial institutions; magnetic encoded cards and cards with integrated circuits being encoded smart cards containing programming used for facilitating payment transactions; charge cards, blank bank cards for issuance by financial institutions, credit cards, debit cards and payment cards, all magnetically encoded; electronic card readers; downloadable computer software to enable smart cards to interact with terminals and readers; telecommunications equipment, namely, towers, transmitters and exchangers; point-of-sale terminals and downloadable computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; radio-frequency identification devices, being transponders; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards

Insurance underwriting services for all types of insurance; financial services, namely, money lending, credit repair and restoration; banking and credit services in the nature of processing of credit card payments, credit card authorization services, credit scoring and rating services; issuance of credit cards, debit cards, charge cards and stored value prepaid cards; online banking services featuring remote invoice settlement; financial services, namely, issuance of money cards for small amounts via an electronic wallet, providing electronic transfer of capital funds and exchange, providing electronic payment services in the nature of processing of payment transactions made through an electronic wallet, prepaid cards and credit cards, issuing prepaid telephone calling cards, cash disbursement services and electronic payment services involving electronic processing and subsequent transmission of bill payment data; providing debit card and credit card transaction processing services via radio frequency identification devices being transponders; travel insurance underwriting services; merchant services, namely, providing electronic payment transaction processing services through wireless devices; providing an online searchable database featuring financial information in the field of money lending via a mobile application; bill payment services provided through a website; online banking; financial services, namely, banking services, provided over the telephone and by means of a global computer network or the Internet; provision of financial services, namely, banking services, by means of a global computer network or the Internet; loan origination services; financing and loan services; credit consultation; credit services, namely, credit repair and restoration; credit and loans services; loan and credit services, and lease-finance services for consumer goods; monetary affairs, namely, financial information, management and analysis services; bank card, credit card and prepaid debit card transaction processing and authorization services