Encoded data carriers, in particular chip cards, magnetic cards and other rechargeable or rewritable cards and data carriers, included in class 9; charge cards, bank cards, credit cards, debit cards and encoded payment cards; cards used as means of access and/or means of payment; data processing apparatus, in particular data terminals and in particular value card readers; smart cards (cards with integrated circuits); encoded service cards; encoded identification cards; computers and programs therefor; software; cash registers; till system; software for managing cash registers; kiosk computer system; computer printers; card customization system including software for encoding and printing value cards, in particular chip cards and cards printers; card management system including software and hardware for administering value cards; data processors for payment and settlement transactions; computer software and computer programs used for processing card payments via computer networks, settlement or electronic payment and user authentication; computer software used for electronic payments via a computer network

Insurance services; valuation services; financial, monetary and banking services; credit services; real estate services; insurance underwriting; credit card services and providing informative credit card statements associated with the aforesaid; debit card services; issuance of prepaid cards offered via cards with stored value; acquisition and transfer of monetary claims; financing services; brokerage for hire-purchase; pension schemes; financial evaluation (for insurance); banking and real estate affairs; financial information provided by electronic means; issuing of cards or stored value cards and vouchers providing rebates in participating establishments for travel, entertainment, leisure, food, beauty treatments and accommodation; agencies or brokerage for securities transactions; providing financial assistance services to retail services provided online, via networks or other electronic media using electronically digitalized information; rental of payment terminal services; carrying out monetary operations and transactions, in particular for carrying out point-of-sale (POS) transactions; monetary affairs; processing monetary affairs with credit cards and debit cards; issuing credit cards and debit cards