Computer software for processing electronic payments and for transferring funds to and from others; authentication software for controlling access to and communications with computers and computer networks; magnetically encoded credit cards and payment cards

Financial services, namely, electronic funds transfer; clearing and reconciling financial transactions; providing a wide variety of payment and financial services, namely, credit card payment processing services, issuing credit cards and providing personal lines of credit, electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, and brokerage of money market funds, all conducted via a global communications network; credit card and debit card transaction processing services; reimbursement of funds for disputed items in the field of electronic payment purchases; providing purchase protection insurance for goods and services purchased by others via a global computer network and wireless networks; credit card transaction processing services; credit services, namely, issuing of revolving credit loans; bill payment services; providing electronic mobile payment processing services for others; credit card payment processing services; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; platform as a service (paas) services featuring computer software platforms for processing electronic payments