Apparatus for recording, transmission or reproduction of data, sound or images; apparatus for input, output, processing, transmission and display of data, namely, computers, electronic data processing apparatus for making and processing financial payments; magnetic data carriers featuring financial information; blank magnetic data carriers; blank video recording discs; video recording discs featuring financial information and data for making and processing electronic payments; data processing equipment; computers; recorded computer programmes for making and processing electronic payments; computer software for making and processing electronic payments; electronic apparatus for electronic payment, namely, electronic payment terminal; downloadable electronic and digital publications, namely, manuals, newsletters, guides, reports and magazines featuring financial information, currency exchange rates, and information relating to electronic payments; blank electronic chipcards; encoded electronic chip cards for containing programming used to make and proceed electronic payments; data storage media, namely, computers for data storage; Magnetically encoded credit cards; audio recording discs featuring financial information, currency exchange rates, and information relating to electronic payments; apparatus for payment with magnetically encoded cards, namely, magnetic coded card readers; computer software to enable connection to databases, computer networks and the Internet; telecommunication apparatus to enable connection to databases, computer networks and the Internet, namely, modems; computer software to enable searching of data; computer hardware and software for facilitating payments and financial transactions by electronic means; computer software for the provision for facilitating monetary transfers and payments; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards, namely, card readers and electronic and magnetic ID cards for use in connection with payment for services; software for use in payments over the internet and other communications networks; computer software for accounting systems

Financial affairs, namely, financial consulting and online real-time payment processing for electronic payments and foreign exchange payment processing, payment financial management, and payment financial analysis services and financial information, management and analysis services; monetary affairs, namely, money exchange services and currency exchange services; financial services, namely, financial consulting and online, real-time payment processing for electronic payments and foreign exchange payment processing, payment financial management, and payment financial analysis services and financial information, management and analysis services; payment services, namely, bill payment services, payment verification services, credit and cash card payment processing services, electronic payment services involving electronic processing and subsequent transmission of bill payment data, merchant services in the nature of payment transaction processing services, and money order payment guarantee services; automated banking services; attending to payments, namely, bill payment services; bill payment services; payment and credit services, namely, credit card payment processing services; electronic bill payments by means of computer networks and telecommunication networks; financial information with respect to international payments through telecommunication networks; financial management; electronic bill payment services; electronic payment services involving electronic processing and subsequent transmission of data relating to bill payments and financial transactions via telecommunication networks; financial information services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; collection of payments, namely, bill payment services; electronic funds-transfer services; banking services; foreign exchange transactions and currency exchange services; bank card, credit card, debit card and electronic payment card services, namely, payment processing of bank card, credit card, debit card and electronic payment cards; bill payment services; services relating to the automated payment of accounts, namely, bill payment services; financial consultation services; investment advice; surety services, namely, financial guarantees; payment administration services, namely, bill payment services online, real-time electronic payment processing and foreign exchange payment processing, payment financial management, and payment financial analysis services and financial information, management and analysis services; payment and receipt of money as agents, namely, bill payment services, online real-time electronic payment processing and foreign exchange payment processing, payment financial management, and payment financial analysis services and financial information, management and analysis services; processing of payments for banks, namely, processing of credit card payments and online real-time payment processing; processing of payments for building societies, namely, bill payment services, processing of credit card payments and online real-time payment processing; accounts receivables financing; banking services relating to the transfer of funds from accounts; automatic accounting services for financial transactions; provision of advice, information and consultancy services relating to all the above services

Communication by computer terminals; electronic transmission of data; transfer of data by telecommunications; telecommunication services provided in relation to the Internet, namely, communication by computer terminals and electronic transmission of data; transfer of data by telecommunications; telecommunication of information via web pages and web sites, computer programs and any other data, namely, electronic transmission of data; interactive communication through global computer and telecommunication networks, namely, the real time exchange of messages between computer users in the nature of electronic bulletin boards and electronic exchange of data stored in databases accessible via telecommunication networks; the automatic exchange of messages between computers and computer networks, namely, electronic transmission of messages and data; providing internet access to financial information and services; electronic communication services for the transmission of data, namely, electronic transmission of data; interactive communication through Internet, cablenet or other forms of data transfer, namely, providing on-line facilities for real-time interaction with other computer users and electronic bulletin boards concerning topics of financial information, financial data, foreign currency exchange rates, electronic payment processing and management; electronic transmission of data services for the transmission of automated payments, automated transfer of funds, collection of funds, funds transfers and processing of electronic payments; electronic transmission of mail; rental of telecommunication equipment in the nature of message sending apparatus; information about interactive telecommunications; message collection and transmission services; services for the transmission of data and of information by electronic, computer, cable, radio, teleprinter, teleletter, electronic mail, television, microwave, laser beam or communications satellite means; information, advisory and consultancy services in relation to all of the aforesaid