Scientific, surveying, photographic, optical, measuring, signalling, checking in the nature of supervision, life-saving and teaching apparatus and instruments, namely, computer hardware and software for use in business and financial transactions, computer e-commerce software, software for processing electronic payments and for transferring funds to and from others, computer communications software to allow customers to access bank account information and transact bank business, computer e-commerce software to allow users to perform electronic business transactions via a global computer network, authentication software for controlling access to and communications with computers and computer networks, authentication software that may be downloaded from a global computer network and/or recorded on computer media, software for commerce over a global communications network, reconciliation and reporting software for all methods of payment such as automated clearing house (ACH) payments, wire transfers, credit cards, direct debit, debit cards and international direct debits, software for accessing online financial accounts and sharing account data with other payment service providers or legal entities, wired and wireless computer peripherals, electronic financial platform that accommodates multiple types of payment and debt transactions in mobile phone, tablet computer and web based environment, magnetically encoded credit cards and payment cards, computer programs, computer programs for age verification, computer programs for banks and other financial service providers, merchants, online retailers and Internet service providers, in particular for use in the field of commerce, payment transactions, telebanking, homebanking, online banking ; apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; apparatus for recording, transmission or reproduction of sound or images; blank magnetic data carriers; mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment and computers

Insurance agencies; financial affairs, namely online banking services, financial consulting, electronic funds transfer, clearing and reconciling financial transactions; monetary affairs, namely, credit card and payment processing services, issuing and acquiring credit cards and lines of credit, processing and transmission of bills and payments thereof, bill payment services with guaranteed payment delivery, and brokerage of money market funds, all conducted via a global communications network, providing electronic mobile payment services for others, electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others