Computer software; computer software for providing and authorising access to databases; electronic databases; computer databases; computer software for database management; stored information cards; encoded cards; transaction cards; cards containing an integrated circuit chip (smart cards); cards carrying magnetically, optically or electronically recorded or encoded information; charge cards; bank cards; credit cards; debit cards; pre-paid cards; payment cards; card readers; computer software to facilitate payments to retailers and merchants; computer software and hardware for person-to-person payments by electronic means; computer software for storage of payment card and personal information and electronic cash or value in a centralised database; computer encryption software; encryption keys; software for secure data storage and retrieval and transmission of confidential customer information; computer software enabling the interaction of smart cards with card terminals and readers; computer software for transmitting, displaying and storing transaction, identification, and financial information

Paper and cardboard; printed publications; books; magazines; catalogues; guides; pamphlets; brochures; instructional and teaching material (other than apparatus)

Advertising, marketing and promotional services; provision and maintenance of computerised account records in relation to the sale or exchange of goods and services; arranging of trading transactions and commercial contracts; arranging of buying and selling contracts for third parties; procuring of contracts for the sale and purchase of goods and services; online advertising of goods and services enabling others to sell, request and exchange or barter their goods and services with other registered users; advice relating to barter trade; provision of commercial business information by means of a computer database; business information services provided on-line from a computer database or the internet; sales promotion for others; sales promotion services; business advice, assistance and consultation services relating to franchising; management advisory services relating to franchising; services provided by a franchisor, namely, assistance in the running or management of a commercial enterprise; loyalty card services; loyalty scheme services; loyalty, incentive and bonus program services; organisation, operation, management and supervision of loyalty and incentive schemes; compilation of computer databases; database management; updating and maintenance of data in computer databases; commercial information services provided by access to a computer database; business information services provided on-line from a computer database or the Internet; providing an online commercial information directory on the Internet

Financial services; monetary affairs; payment services; conversion of funds; trade exchange services; monetary exchange services; issuing of tokens of value; issuing of tokens of value in relation to customer loyalty schemes; credit services; issuing credit and debit cards; credit and debit card services; provision of prepaid cards; financial, investment and banking services associated with the use and promotion of loyalty and reward programs and credit

Arranging and providing access to a computer database; access to content, websites and portals