Freeware; computer application software for mobile telephones; computer software for wireless content delivery; software for computer telephony; computer software, firmware and hardware; computer hardware and firmware; computer software to enable the transmission of photographs to mobile telephones; computer software for creating searchable databases; wide area network WAN operating software; software for creating, facilitating, and managing remote access to and communication with local area networks and global networks; computer software for synchronizing data between hand-held or portable computers and host computers; computers; microcomputers; minicomputers; personal computers; laptop computers; desktop computers; computer servers; computer systems; printers for use with computers; computers for use in data management; netbooks computers; computer network servers; communications servers computer hardware; computer programs and software; computer software for accessing information directories that may be downloaded from a global computer network; computer software and telecommunications apparatus, including modems, to enable connection to databases, computer networks and the Internet; computer communications software to allow customers to access bank account information and transact bank business; software for searching and retrieving information across a computer network; local area network LAN access points for connecting network computer users; communications software; communications software for connecting computer network users; communications software for connecting global computer networks