Software, software packages, computer programs, particularly modules for automating and optimizing the management of transactions and payments; management software; software for processing electronic payments and transfers of funds to and from third parties; software for authentication or identification of individuals; software for assessing transaction risks; antivirus and firewall software; security and fraud prevention software for distance selling; software applications for mobile devices; equipment for processing and consulting data; apparatus and media for recording, transmission and reproduction of sound, images and signals; recording media; computers, micro-computers, computer peripheral devices; computer servers; computer systems for data bank management; downloadable electronic publications; electronic payment instruments and apparatus; installations and instruments for encoding, decoding, transcoding, ciphering, deciphering, recording, transmitting, reproducing information; systems for secure payment transactions; electronic payment terminals; secure terminals for electronic transactions (recorded software for payment and funds transfer systems, including those using memory and microprocessor cards); terminals accepting microchip cards (for reading or writing) which can be connected to a local or remote computer or to another machine for accessing a network with applications used for electronic transactions on open networks and for payment transactions; electronic payment terminals for payment by card (particularly credit, debit and store cards) at shop sales counters; electronic cards, magnetic cards, magnetic identity cards, machine-readable magnetic encoded cards or cards which can be encoded; cards used for obtaining and storing information; authorization cards; authentication cards; credit cards; debit cards; rechargeable cards; chip cards; access cards; payment or prepayment cards; transaction cards

Business management and organization consultancy; management advice; business management; business administration and especially over the Internet; business management assistance; market study, market research, commercial research; office functions; accounting; secretarial services; advertising for others; sales promotion for others; rental of advertising material; dissemination of advertising material; subscriptions to all information media and particularly to newspapers, journals and electronic publications; data reception, input, systematization and processing services; computerized file management; compilation services for statistical information; account auditing; services for storekeepers and any commercial companies involved in online sales, particularly for developing their own risk assessment system; services for storekeepers and all commercial companies for managing the issuance and payment of their invoices via a customer relations officer and a call center, particularly for matching transactions with orders, refunding customers, checking payment queries and downloading transaction reports; account management services and particularly on-line services by means of a customer relations officer/dedicated account manager; commercial information and consulting services in connection with the sale and promotion of various goods and services, particularly in the fields of information technology, data communication, payment and remote payment terminals, related shows and exhibitions, finance; data processing and management

Monetary affairs; financial affairs; banking; real estate affairs; insurance underwriting; consultancy for banks or financial institutions; professional consultancy, consulting and assistance regarding finance and particularly preventing and combating payment and on-line transaction fraud; assistance with debt collection; management control and reporting; consulting, expert reports and evaluations regarding payment and transaction solutions; provision of methods of payment; services rendered in the field of payments and transactions and the provision of guaranteed and secure payments and transactions, and particularly verification of the provenance and of the reliability of data used; operation of all kinds of transaction or payment systems, particularly online, and security and anti-fraud services and related thereto; secure payment and fund transfer services, particularly online, by electronic means or by means of electronic credit and debit cards and electronic payment terminals; financial services, namely provision of services for protection from and prevention of financial fraud and dispute resolution; transaction point, authentication and verification services, services for authorizing and settling transactions; electronic wallet (e-wallet) services; payment card services; financial services relating to loyalty schemes and discount cards; collection services; advice and customized assistance for merchants to ascertain the means of payment and foreign currency; payment and transaction management services, including providing a dedicated on-line technical platform; currency conversion services

Telecommunications; communication and transmission of data and messages; communications via computer terminals and via payment terminals (electronic and computer systems providing and securing financial transactions and payment of goods or services); electronic messaging services; telecommunication information; provision of access to information online; providing telecommunication connections to a global computer network; providing platforms on the Internet including an on-line payment interface; data downloading services; provision of access to hosted applications; rental of access time to a database server

Engineering services, namely scientific and technological services as well as research and design services pertaining thereto; analysis services; industrial research services, namely research and development of new products and services; design, programming, development, rental, maintenance and updating of computer software and other computer systems; computer services, namely design, development, programming, maintenance, rental and updating of software, software packages and computer programs; provision of computer programs on data networks; programming for electronic apparatus and instruments; advice, assistance, information and consulting relating to computing, information technologies (IT consultancy), and particularly relating to the design and development of computer software; design of Internet sites on global networks; development and operation of electronic payment systems of all kinds for merchants and advice and information relating thereto; conversion of data or documents from physical to electronic media; technical consultancy in the field of software, software packages and computer programs; technical support services for software; electronic media and electronic data storage services; performance of technical tests; project study relating to information technology, quality study, quality control; hosting of computer sites online, of data server sites; analysis service (technical research) for setting up computer systems and apparatus and data media; software installation services; computer or electronic authentication of identity; issuance and management of digital certificates used for the authentication or encryption of a digital communication, or authentication of a digital signature in a transaction or electronic communication on the Internet and other computer networks and provision of technical support and support to customers in connection with these services; services relating to information technology, namely security services for managed computer networks and the Internet, namely verification, authentication, distribution and management of key public infrastructures, transmission, verification and management of digital certificates and integration of company software; certification service