Software, software packages, computer programs, in particular modules for automating and optimizing the management of transactions and payments; management software; software for processing electronic payments and transfers of funds to and from third parties; software for authentication or identification of individuals; software for assessing risk of transactions; anti-virus and firewall software; security and fraud prevention software for distance selling; software applications for mobile devices; equipment for processing and consulting data; apparatus and media for recording, transmitting and reproducing sound, images and signals; recording media; computers, micro-computers, computer peripheral devices; computer servers; computer systems for data bank management; downloadable electronic publications; electronic payment instruments and apparatus; installations and instruments for encoding, decoding, transcoding, ciphering, deciphering, recording, transmitting, reproducing information; systems for secure payment transactions; electronic payment terminals; secure terminals for electronic transactions (recorded software for payment and funds transfer systems, including those using memory and microprocessor cards); terminals accepting microchip cards (for reading or writing) which can be connected to a local or remote computer or to another machine accessing a network with applications used for electronic transactions on open networks and for payment transactions; electronic payment terminals for payment by card (in particular credit, debit and store cards) at shop sales counters; electronic cards, magnetic cards, magnetic identity cards, machine-readable magnetic encoded cards or cards which can be encoded; cards used for obtaining and storing information; authorization cards; authentication cards; credit cards; debit cards; re-chargeable cards; chip cards; access cards; payment or prepayment cards; transaction cards

Business management and organization consultancy; management advice; business management; business administration and especially over the Internet; business management assistance; market studies, market research, commercial research; office functions; accounting; secretarial services; advertising for others; sales promotion for others; rental of advertising material; dissemination of advertising material; subscriptions to all information media and in particular to newspapers, journals and electronic publications; receiving, inputting, systematizing and processing data; computerized file management; compilation of statistical information; auditing; services for storekeepers and businesses involved in online sales, in particular developing their own risk assessment system; services for storekeepers and all companies for managing the issuance and payment of invoices via a customer relations officer and a call center, in particular for matching transactions with orders, refunding customers, and checking payment queries, and downloading transaction reports; account management services, in particular on-line services by means of a customer relations officer/dedicated account manager; commercial information and consulting services in connection with the sale and promotion of various goods and services, in particular in the fields of information technology, data communication, payment and remote payment terminals, trade shows and exhibitions pertaining thereto, and finance; data processing and management

Monetary affairs; financial affairs; banking; real estate affairs; insurance underwriting; consultancy for banks or financial institutions; professional consulting, consulting and assistance regarding finance, and in particular preventing and combating payment and on-line transaction fraud; assistance with debt collection; controlling and reporting; consulting, expert reports and evaluations regarding payment and transaction solutions; providing methods of payment; services rendered in the field of payments and transactions and the provision of guaranteed and secure payments and transactions, in particular verification of the provenance and of the reliability of data used; operation of all transaction and payment systems, in particular on-line, and security and anti-fraud services pertaining thereto; secure payment and fund transfer services, in particular online, electronically or by means of electronic credit and debit cards and electronic payment terminals; financial services, namely providing services for protection from and prevention of financial fraud and dispute resolution; transaction point, authentication and verification services, services for authorizing and settling transactions; electronic wallet (e-wallet) services; payment card services; financial services relating to loyalty schemes and discount cards; collection services; customized consultancy and assistance to merchants to ascertain means of payment and currency; payment and transaction management services, including providing a dedicated on-line technical platform; currency conversion services

Telecommunications; communication and transmission of data and messages; communications via computer terminals and via payment terminals (electronic and computer systems providing and securing financial transactions and payment of goods or services); electronic messaging services; telecommunication information; providing access to information online; providing telecommunication connections to a global computer network; providing platforms on the Internet, including on-line payment interfaces; data downloading services; providing access to hosted applications; leasing access time to a database server

Engineering services, namely scientific and technological services and research and design services pertaining thereto; analysis services; industrial research services, namely research and development of new products of new products and services; design, programming, development, rental, maintenance and updating of computer software and other computer systems; computer services (design, development, programming, maintenance, rental and updating of software, software packages and computer programs); providing computer programs on data networks; programming for electronic apparatus and instruments; advice, assistance information and consulting in computing, information technologies (IT consultancy), and in particular relating to the design and development of computer software; design of Internet sites on global networks; development and operation of electronic payment systems of all kinds for merchants; advice and information in this field; conversion of data or documents from physical to electronic media; technical consultancy in the field of computer software, software packages and computer programs; technical software support services; electronic media and (electronic) storage services for data; performance of technical tests; project studies relating to information technology, quality study, quality control; hosting computer sites online, data server sites; analysis services (technical research) for setting up computer and apparatus systems and information media; computer software installation services; computer or electronic authentication of identity; issuance and management of digital certificates used for the authentication or encryption of a digital communication, or authentication of a digital signature in a transaction or electronic communication on the Internet and other computer networks and providing technical support and support to customers in connection with these services; services relating to information technology, namely providing managed security of computer networks and the Internet, namely verification, authentication, distribution and management of key public infrastructures, transmission, checking, management of digital certificates and integration of business software; certification services