Mobile phone and mobile hand-held devices, namely, smart phones for use in electronic payments and the transfer of monetary sums; credit cards, debit cards, charge cards, smart cards, namely, cards with an embedded microprocessor, cheque guarantee cards, all magnetically encoded and all used in relation to the electronic transfer of funds and other financial transactions; pre-payment cards, namely, magnetically encoded cards with monetary value; electronic payment cards, namely, magnetically encoded credit cards, debit cards, charge cards, smart cards and cheque guarantee cards; encoded payment cards, namely, magnetically encoded credit cards, debit cards, charge cards, smart cards and cheque guarantee cards; computer software for the issuing of pre-paid and stored value cards; electronic cards bearing pre-paid and stored value being electronically encoded credit cards, debit cards, charge cards, smart cards, cheque guarantee cards; cards and other apparatus, namely, electronically encoded credit cards, debit cards, charge cards, smart cards and cheque guarantee cards, all used in the electronic transfer of funds and other financial transactions

Insurance; financial affairs; monetary affairs; money exchange services; credit, debit, charge, smart and cheque guarantee services; insurance services; discount card services; automated payment services; issue and redemption of tokens and vouchers; monetary affairs; financial transactions; insurance services; discount card services; automated payment services; issue and redemption of tokens and vouchers; transfer of funds; foreign exchange services; foreign exchange and currency services, wholesale finance services, namely providing tailored services to large customers for dealing in notes and negotiable interests (including travellers cheques); sale of foreign exchange; money brokerage; other banking services over the Internet; issuing pre-paid and stored value cards; issuing tickets of monetary value for the purpose of subsequent purchases; issuing tokens; issuing vouchers; cash card services; cash dispensing services; pre-payment and payment services; fee and charge collection services; collection and processing of payments; payment administration services; including these services provided via communication networks, mobile telephone networks and the Internet; issuing of tokens of value; issuing of travel vouchers; electronic transmission of money and electronic payment processing; information, advisory and consultancy services relating to all the aforesaid