E-wallet account services, namely, the provision of online electronic money accounts and services for consumers and online merchants whereby consumers fund their online cash accounts and consumers and online merchants and businesses send and receive payments and remittances over the Internet; debit card services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Payment processing services, namely, cash card, credit card and debit card transaction processing services; Foreign exchange card services; Payment and credit card processing services for the utilization of virtual, namely, online electronic one-time-use only cards, namely, pre-paid cards, cash cards, credit cards, and debit cards, foreign exchange cards; Electronic payment, namely, electronic processing and transmission of bill payment data; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Payment processing services, namely, cash card, credit card and debit card transaction processing services; Foreign exchange card services, payroll card services, gift card services, travel card services, foreign exchange card services, remittance card services; Currency exchange services; Banking services; Savings services, namely, providing savings accounts; Financial lending services; Investment services, namely, receiving funds from clients and purchasing investment products on their behalf, providing clients with investment account services; Maintaining escrow accounts for investment purposes; Providing credit agency services for businesses and individuals; Acceptance of savings deposits, namely, receiving and holding funds in a consumer savings account and operating savings accounts for clients; Currency remittance, namely, receiving funds from a client and making them available to another person at another location at the client's direction all in a secure environment; Money exchanging; Foreign exchange transactions, currency exchange services; payment and credit card processing services for the utilization of virtual, namely, online and electronic cards for the aforementioned payment processing, namely, pre-paid card purchase payment processing, cash card, credit card and debit card payment processing, foreign exchange card credit processing and online payment processing; Card services, namely, processing the electronic payments of payroll cards, namely, cards for use in purchasing goods and services at the point of sale and from online internet businesses which cards are connected to an online cash account into which payroll payments are deposited, of prepaid cards, namely, cards connected to an online cash account into which funds from various sources are deposited or transferred, use for purchasing goods and services at point of sale and online, of gift cards, namely, cards used by merchants as gift certificates to be redeemed by the recipient, of travel cards, namely, cards that can be pre-funded to be used in different countries and with different currencies, of foreign exchange cards, namely, cards used to access and facilitate the use of foreign currency, of remittance cards, namely, cards used to access funds deposited into an account by third parties in foreign countries, of credit cards, of cash cards, namely, pre-paid credit cards, of payment cards, namely, credit cards, prepaid cards and debit cards