Point-of-sale terminals for use with mobile phones and/or smart cards, magnetic cards and/or cards or apparatus with radio frequency identification devices; computer programs and software for transmitting, displaying and storing transaction, identification and financial information for use in the financial, banking, retail and telecommunications industries; cash registers; automatic vending machines; telecommunication and electric apparatus and instruments for tracking, management and analysis of financial accounts via global computer network and/or telecommunication networks; micro chip based, magnetic and optical cards with radio frequency identification devices, namely, RFID tags for electronic transfer of funds and for financial and non financial transactions in general; modems; circuit boards; thermal printers; card readers for credit and debit cards; magnetic coded card readers; radio frequency identification card readers; smart card readers; check readers; bar code readers; biometric and radio frequency identity verification devices; data processors for management of transaction centers; apparatus and parts therefore for the transmission of data and signals using telephones, mobile phones, facsimile machines, telegraphs, teleprinters, telex, cable; computer programs and software for use in voice identification, recognition and verification; computer programs and software for configuration, operation and management of point-of-sale terminals, cash registers and other point-of-sale electronic devices; computer programs and software for processing, monitoring and management of transactions in financial, banking, telecommunication and/or retail business; computer programs and software for secure data encryption, storage, retrieval and transmission of confidential information; computer software for identification and authentication of persons; downloadable electronic publications, books, magazines, manuals, bulletins, technical instructions, for use with point-of-sale terminals, transaction systems and banking, in electronic form; data encryption apparatus and data encryption computer programs and software

[ Consumer coupons downloaded from a global computer network ]

Management of retail services provided on-line, through networks, mobile telecommunication means or other electronic means, using electronically digitized information for others; business management; business administration; business management consulting services with relation to strategy, marketing, production, personnel and retail sales matters; rendering of business information concerning financial transaction systems; providing business information services for users of a mobile transaction system; advertising; public relations; business and marketing research studies; advisory services for organizational issues and business administration, with or without the help of electronic databases; financial statement preparation and analysis for businesses; promotion of financial, insurance, retail and other services, on behalf of third parties; computer database management; customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; organization and management of customer loyalty programs; sales promotion through customer loyalty programs for others; organization, operation and supervision of customer loyalty programs; consulting services regarding customer loyalty programs

[ Processing of credit and debit transactions by telephone and telecommunication link; provision of payment, mobile payment, bill payment, person to person money transfers services; provision of prepaid recharge services, namely, payment of prepaid mobile phones, prepaid internet services, prepaid gas, prepaid electricity, prepaid communications, namely, prepaid long distance call cards and other prepaid accounts; financial affairs, namely, issuing of credit, debit, prepaid and stored value accounts and/or cards; electronic funds transfer services, namely, transfer of funds by means of telecommunication devices, namely, mobile phones, point of sale terminals and/or by means of payment cards and radio frequency identification devices, namely, transponders, computer networks, namely, internet and other telecommunication networks; processing payments and other financial transactions made by mobile phones or payment cards; financial settlement, namely, debt settlement and clearing services; verification of financial information, namely, credit card information; ] financial forecasting, advising, planning, management, research and report services [ ; organization and operation of trading markets for financial services and financial instruments; professional consultancy for the organization and administration of banking and financial business ]

Providing secure communication and transmission of transaction, identification and financial information by whatever means, namely, via electronic communication networks; communication services by means of mobile telephone and telephones; providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial and retail services; providing multi-user access to a secure global computer information network for the transfer and dissemination of a range of information in the field of financial and retail services [ ; point-of-sale communication services, namely, providing secure communication and transmission of financial data and payments by whatever means, namely, via electronic communications networks, from point-of-sales to the processing centers ]

Design and development of point-of-sale terminals, electronic terminals, value transfer terminals and electronic transaction equipment for use in electronic commerce and at retail point-of-sale; [ technical services, namely, banking computer system services and system integration services for mobile and electronic trading in banking and point-of-sale systems; development of all forms of computer programs and software for processing, clearing and settlement of financial transactions, for use in banking, electronic commerce and retail business; ] technical support or consultation services concerning use and operation of a transaction system