Business cards, namely, magnetically encoded cards and encoded electronic chip cards for use in business transactions; smart cards namely blank smart cards; pre-paid encoded smart card for use in telephone calling; encoded smart cards for use in conducting electronic cash payments and for use in making purchases; encoded smart cards for use in payment of fares when traveling by airplane, when traveling by train, when traveling by bus, when traveling by taxi and when traveling by car; encoded smart cards for use in authentication of identity; encoded smart cards for use in conducting banking transactions; encoded smart cards for use in accessing computer systems, rooms and buildings

Business cards; telephone cards, namely, pre-paid telephone calling cards not magnetically encoded; pre-paid telephone cards, namely pre-paid telephone calling cards not magnetically encoded

Financial services namely the financing of loans; savings account services; investment advice, insurance carrier services, financial planning services and fund management services; financial advisory services regarding credit control; financial consultancy services regarding the implementation of systems for the issuance of accounts, tracking of payment invoices and accounts and payment of invoices and accounts; debts recovery services; credit services, namely, advisory services relating to credit; consultancy services relating to credit; consumer credit consultation services, credit agency services; credit assessment services, namely, evaluating the credit worthiness of companies and individuals by reviewing credit applications; credit assessment services, namely, credit consultation services featuring the evaluation of credit applications; credit bureau services, credit counseling services; credit facility services, namely, issuing of credit cards; consumer credit information services, credit risk management services, credit rating, credit recovery agency, installment credit financing, provision of consumer credit and credit card services

Telecommunication services namely telecommunication access services; local, mobile and long distance telephone services