Apparatus for recording, transmitting and reproducing sound, images or signals; blank magnetic, video and laser cassettes; laser disks featuring musical sound recordings; blank videotapes; blank computer diskettes; blank videodisks; blank magnetic disks; blank optical disks; blank optical compact disks; interactive compact disks featuring information about conducting payment transactions and about payment solutions; sound and image transmitting apparatus; communications servers; telecommunication apparatus, namely, digital cellular phones; micro-computers, printed circuits, microprocessors; computer peripheral devices; computer game software, blank CD-ROMs for recording sound or video; computer software for database management; interactive video game software; calculators; notebook computers; personal digital assistants; satellite dishes for satellite transmission; blank electronic chip cards, magnetic cards, magnetic identifying cards, machine-readable magnetic encoded and magnetic cards which can be encoded for authorization and authentication of network users and data; encoded smart cards for obtaining and storing information, for secure processing and transferring over networks, for authorization and authentication of network users, and data and for payment or prepayment cards; magnetically encoded cards, namely, magnetic cards; electronic purses, namely, blank smart cards; magnetically encoded credit cards; magnetically encoded debit cards; rechargeable cards, namely, magnetic cards that are rechargeable and blank smart cards that are rechargeable; microchip cards; random access memory cards; magnetic pens, magneto-optical pens; electronic pens; electronic payment terminals; secure computer terminals for electronic transactions and electronic financial transactions; computer software for controlling self-service payment and fund transfer terminals, namely those using memory and chip cards for reading and writing badges, cards or other portable objects, which are autonomous or integrated in automated machines and used for securing and customizing payment and transfer of funds, by identification and access control, for use in the banking field; computer terminals accepting chip cards for reading or writing and chip card readers, which can be connected to a local or remote computer or to another network-accessing machine with applications used for electronic transactions on open networks and all financial and payment transactions; secure electronic computer terminals for financial and payment transactions

Telecommunications access services; news and press agencies, namely, the transmission of news items to news reporting agencies; communications by computer terminals and by computer payment terminals, namely, electronic and computer systems ensuring and securing financial and payment transactions for goods and services; communications by radio, telegraph, computer terminal and telephone transmissions; communications via fiber-optic networks; broadcasting of television, radio, video and audio programs; electronic store-and-forward messaging services; computer aided transmission of information and data; facsimile transmission; cable and satellite transmissions of electronic data and images and cable television transmission; computer-aided message and image transmission through a network accessed from personal computers, servers and on the Internet; rental of telecommunication apparatus; rental of telecommunications apparatus for transmitting computer and electronic data such as texts, sounds and images; telecommunications access services to a global computer network; communication and transmission of financial data and payment information by means of telephone, telegraphic, cable, and satellite transmissions; communications by computer terminals

Scientific and technological engineering services; scientific and technological engineering research and design; computer systems analysis services, namely, research and development of new products in the nature of computer systems analysis tools; engineering services, namely, scientific analysis and research; industrial research services, namely research and development of new products; computer and software design and development; computer programming; development, design, updating and maintenance of computer software and of other computer systems; computer support and advice, namely troubleshooting of computer hardware and software problems; legal services; quality control for others; hosting of websites on-line for others; copyright management; intellectual property licensing