banking, mortgage banking, treasury activities, namely, money market gapping and foreign exchange, financial services, namely financial planning and advisory services, loan syndication and extension of credit to corporations and individuals, purchase and re-sale of loans and debts in the secondary market, issue of letters of credit, trade document collections, issuance of letters of credit, letters of credit negotiations, bill discounting, import and export document collections, and clean collections, management of unit trusts, unit trust investment; financial advisory services relating to securities, provision of financial analysis relating to securities, securities management; investment services, namely investing in notes and bonds for others, financial transactions relating to structured products, derivatives and swaps, advisory services relating to financial investment; capital investment advisory services; financial management services; securities investment services, securities investment services for personal investors; trust investment services, investment banking; credit services, namely, consumer credit services; credit advisory services, credit assessment services; credit card services; credit facility services; credit fund transfer services; credit information services relating to lost credit cards, financial information services relating to stolen credit cards, insurance services, namely, insurance brokerage and underwriting in the fields of travel insurance, health insurance, medical insurance, real estate insurance; underwriting of personal accident insurance; advisory services relating to life insurance, life insurance underwriting; investment consultation and management, credit card services; debit card services; real estate affairs, namely, financing of property loans, financing services relating to real estate development, financing services relating to the purchase of real estate, financing services relating to real estate property and building; provision of real estate loans; provision of mortgage loans; arranging finance for home loans, financing for home loans; guaranteeing loans; financing of bridging loans, provision of bridging loans; real estate investment; brokerage services, namely brokerage of securities; brokerage of shares; brokerage of stocks; computerized securities brokerage services; factoring agencies, Internet and on-line baking services; phone banking services