Electronic processing of health insurance claims and payment data; electronic processing for allowing health insurance payers to exchange claims with third parties for repricing insurance claims; exchanging insurance information electronically among health insurance payers and preferred provider organizations; electronic health insurance claims processing; acceptance and administration of compliant claims filed under the Health Insurance Portability and Accountability Act (HIPAA); electronic health insurance claims administration; providing insurance consultation services in the fields of managed healthcare for health insurance claims administration, health insurance claims payment and health insurance claims utilization review and management, maintaining compliance with the Health Insurance Portability and Accountability Act (HIPAA) and for supporting the requirements of a healthcare insurance payer organization